Rising NPL ratios in Germany – against the European trend
The EBA Risk Dashboard for Q4 2025 shows the EU NPL ratio at a record low while Germany’s rises to its highest since 2018 — driven by commercial real estate and SME lending.
Market Intelligence
BaFin Risk Report 2026: Credit Risks and Commercial Real Estate Remain Key Concerns
Germany’s financial supervisor BaFin has published its 2026 risk assessment. For banks and loan
