Executive Committee & Office

The Executive Committee of the Federal Association of Credit Purchase and Servicing consists of a diverse team of dedicated experts. At the top are the president, two vice presidents, and the treasurer, all of whom must be representatives of full members. The executive board is complemented by seven additional members, of whom a maximum of three can be representatives of supporting members.

It conducts the business of the association and takes on all tasks that are not assigned to another association organ by statute or law. Among the main tasks are the preparation and execution of conferences and events, the publication of publications and announcements, as well as the professional representation towards politics and authorities. Furthermore, the Executive Committee implements the resolutions of the general assembly, convenes general assemblies, prepares them, and conducts them.

The financial planning, bookkeeping, and reporting are also in the hands of the executive board. It concludes contracts with third parties to optimally fulfill the association’s tasks and decides on the admission of new members as well as the participation in the expulsion of members. Last but not least, the Executive Committee also appoints and dismisses the advisory board members.

The president, the vice presidents, and the treasurer jointly form the board in the sense of § 26 BGB and represent the association in court and out of court. Thus, the Executive Committee bears great responsibility for the successful work and positive development of the BKS.

The Executive Committee is supported by the Berlin office.


Management Board

President

Jürgen Sonder has been the Chairman of the Senior Advisory Board of the Intrum Group in Germany since January 1, 2019. Previously, he was Managing Director of Intrum Justitia GmbH from 2012 to 2018 and since 2017 Chief Commercial Officer (CCO) of the Intrum Group in Germany. He has been working in the financial services industry for over 35 years and initiated and managed transactions worth several billion euros. Jürgen Sonder worked for over 15 years at the world-leading information service Dun & Bradstreet in Germany and England, and then for 20 years, among other roles, as managing director at the leading European financial service companies EOS and Arvato. The studied business economist (MBA) and holder of a General Management Degree from the University of St. Gallen in Strategic Financial Management is also a certified quality management consultant.

Vice President

Dr. Marcel Köchling works as a European Investments Officer at PRA Group and leads the European investment team in this position. At the same time, he is the managing director of PRA Group Deutschland GmbH. Before his time at PRA Group, Köchling held senior positions at Lone Star Germany GmbH, Hudson Advisors Germany GmbH, and a consulting firm specializing in turnaround situations. Köchling is a PhD in business administration and a member of the European leadership team of the PRA Group.

Vice President

Holger Rampe (graduate in business administration) joined the GFKL Group in 1998 as Executive Assistant to the Management Board and subsequently took over the management of the Controlling & Risk Management department. Since 2003, he has served as managing director of several operational group companies. In his role as a board member, he is responsible for the Pricing division for Debt Purchase (portfolio acquisition) across the entire GFKL Lowell Group in Germany and the United Kingdom. Additionally, Holger Rampe oversees the areas of Portfolio Management and Data Analytics for both the 3PC (Third Party Collections) and DP (Debt Purchase) businesses in Germany.

Treasurer

Dr. Wolf-Dieter Heinsohn has been the managing director of HFI Finanz- und Investitions-Beratungsgesellschaft Hamm mbH since 2017, a subsidiary of BAG Bankaktiengesellschaft. The BAG Bankaktiengesellschaft is a member company of the Cooperative Financial Group Volksbanken Raiffeisenbanken and has been active in the NPL market for 30 years.
For 20 years, Dr. Wolf-Dieter Heinsohn has been working for BAG in various positions and roles. He represents the holding companies of the BAG Group as a managing director on assignment. His work for the BAG Group began in the field of real estate project development and in the restructuring of distressed real estate projects. Since 2010, he has been primarily involved in investment management and restructuring. Dr. Heinsohn earned his Ph.D. in Geophysics from FU Berlin.


Associate Committee Members

Torsten Grüber
Associate Committee Members
Torsten Grüber is Managing Partner / Managing Director of A4RES Group GmbH in Bautzen. He has been working in the field of property realisation and property financing on behalf of creditor banks for 20 years. Mr Grüber completed a Master of Science Real Estate degree at Eipos at the TU Dresden. In 2007 he was appointed to the Advisory Board East of Deutsche Bank. He is also a Fellow of the Royal Institution of Chartered Surveyors.
Fabian Zwanzig
Associate Committee Members
Fabian Zwanzig has been with Hoist Finance AB since 2018 as Head of Operations Germany, responsible for the operational units in Duisburg and Bucharest. He has been working in receivables and credit portfolio management for over 10 years, with positions at Pantheon Portfolio GmbH, Santander Consumer Bank AG, and the law firm Wendt & Henle. Previously, Zwanzig was responsible for annual and consolidated financial statements and audits at WestLB AG and KPMG Deutsche Treuhandgesellschaft AG. Fabian Zwanzig completed his degree as a Diplom-Kaufmann with a focus on financial management, controlling, accounting, and auditing in 2004, including stays abroad in Sydney and Paris.
Dr. Clifford Tjiok
Associate Committee Members
Dr. Clifford Tjiok is Managing Director and Chief Commercial Officer of the LOANCOS Group, where he is responsible for Sales, Strategy, and Financing. In the last 24 years, he has held several senior business and risk roles, most recently as Chief Credit Officer at Talanx Asset Management, where he was responsible for one billion euros in direct infrastructure investments, including teams and processes, and served as the chair of the Transaction Committee. Before that, he was Managing Director at EquityGate Advisors in Wiesbaden and responsible for Loan Markets (Corporate & Real Estate) at Landesbank Hessen-Thüringen (Helaba). Further positions included working at Citibank in London, Deutsche Bank in Frankfurt and London, as well as in the IBM environment.
Oliver Kuhaupt
Associate Committee Members
Oliver Kuhaupt is Managing Director and has been Chief Risk Officer at Riverty since 2021. He is responsible for the areas of credit management, risk management, governance & compliance, legal, and data & analytics. He has been with Riverty (formerly: Arvato Financial Solutions) in various roles since October 2015. He was previously responsible for the international debt purchasing business in addition to various foreign subsidiaries. Previously, Mr. Kuhaupt was responsible for receivables management in the Central/Eastern Europe region at EOS Holding GmbH in Hamburg from 2007 to 2015. After studying business administration, Oliver Kuhaupt began his professional career in 2002 at the Otto Group in Hamburg. He has been a member of the board of BKS since 2019.
Daniela Müller
Associate Committee Members
Daniela Müller has been working as Director of Loan Asset Management and Deputy Money Laundering Officer at Silverton Asset Solutions GmbH since 2012. Previously, the trained bank clerk and graduate business economist (VWA) worked in Loan Asset Management at Hudson Advisors from 2005 to 2012.
Sandra Pfeiffer-Szech
Associate Committee Members
Sandra Pfeiffer-Szech has been the managing director of the HFG Group in Hamburg since 2013 and is responsible for the areas of marketing, sales, human resources, and association activities. The group’s focus is on the long-term processing of titled cases in the B2C segment in second placement across all industries, with the subsidiaries HFG Inkasso GmbH, LZI Langzeitinkasso GmbH, and Greif Inkasso GmbH. In addition to classical servicing, the HFG Group is also active in the purchase of unsecured NPL portfolios. As a bank clerk and graduate economist with a focus on finance, Sandra Pfeiffer-Szech has dedicated the past few years to the orientation and positioning of the HFG Group as well as debt collection companies in general, and supports this in various associations.
Andre Barth
Associate Committee Members
Andre Barth has been a lawyer at the law firm KUCERA Rechtsanwälte since 2014 and a partner there since 2018. Previously, he was Legal Counsel at Hudson Advisors Germany GmbH (2008 – 2012) and at Arminius Kapitalgesellschaft mbH (2012 – 2014). At KUCERA, he is part of the Real Estate, Finance & Transactions practice group. A focus of his work is the restructuring of distressed real estate financings (including workouts).