Executive Committee & Office
The Executive Committee of the Bundesvereinigung Kreditankauf und Servicing comprises a diverse team of dedicated experts. It is headed by the President, two Vice Presidents and the Treasurer, all of whom must be representatives of full members. The Executive Committee is complemented by up to seven committee members, of whom no more than three may represent supporting members.
It conducts the association’s business and assumes all tasks not assigned to another body of the association by the statutes or by law. Its main responsibilities include preparing and holding conferences and events, publishing reports and communications, and representing the profession vis-à-vis policymakers and authorities. The Executive Committee also implements the resolutions of the general meeting and convenes, prepares and conducts general meetings.
Financial planning, accounting and reporting are likewise the responsibility of the Executive Committee. It concludes contracts with third parties in order to fulfil the association’s tasks in the best possible way and decides on the admission of new members as well as participating in the exclusion of members. Not least, the Executive Committee also appoints the members of the Advisory Board.
Together, the President, the Vice Presidents and the Treasurer form the management board within the meaning of Section 26 of the German Civil Code (BGB) and represent the association in and out of court. The Executive Committee thus bears great responsibility for the successful work and positive development of the BKS.
The Executive Committee is supported by the Berlin office.
Management Board
Dr. Marcel Köchling
President
Dr Marcel Köchling works as European Investments Officer at PRA Group, where he heads the European investment team. He is also Managing Director of PRA Group Deutschland GmbH. Before joining PRA Group, Köchling held senior positions at Lone Star Germany GmbH, Hudson Advisors Germany GmbH and a consultancy specialising in turnaround situations. He holds a doctorate in business administration and is a member of PRA Group’s European leadership team.
Sandra Pfeiffer-Szech
Vice President
Sandra Pfeiffer-Szech has been Managing Director of the HFG Group in Hamburg since 2013, where she is responsible for marketing, sales, human resources and association activities. The group focuses on the long-term processing of titled B2C claims in second placement across all sectors, through its subsidiaries HFG Inkasso GmbH, LZI Langzeitinkasso GmbH and Greif Inkasso GmbH. Alongside classic servicing, the HFG Group is also active in purchasing unsecured NPL portfolios. As a qualified bank clerk and graduate economist specialising in finance, she has spent recent years shaping the strategic direction and positioning of the HFG Group and of debt collection companies in general, supporting the sector in various associations.
Holger Rampe
Vice President
Holger Rampe (graduate in business administration) joined the GFKL Group as an executive officer in 1998 and subsequently became head of the Controlling & Risk Management department. From 2003 he served as managing director of several operating group companies. As a board member he is responsible for the Debt Purchase pricing portfolio across the entire GFKL Lowell Group in Germany and the UK. In addition, he oversees portfolio management and data analytics for both the third-party collections (3PC) and debt purchase (DP) business in Germany.
Christian Kirmeier
Treasurer
Christian Kirmeier has headed Business Development & Strategy at Axactor Germany GmbH since January 2026 and is a member of the German management board. After studying business administration at the University of Mannheim, he entered the debt collection business with Coface Germany and has more than 20 years of industry experience. In various roles he built up extensive expertise in commercial, strategic and risk-oriented fields. Over the past eleven years he worked for Intrum Deutschland GmbH, holding several management positions with responsibility for the German and Austrian markets. He also gained several years of experience as managing director of a company within the group.
Associate Committee Members
Active in risk and receivables management since 2008, she has many years of leadership experience as well as extensive expertise in the valuation, financing and management of portfolios and data-driven investment strategies.
Previously she held various roles at debt collection companies, where she was likewise responsible for debt purchasing and helped drive the professionalisation of the portfolio investment business in the DACH region. With her background in financial services (including Allianz Global Investors), she stands for sustainable, growth-oriented approaches in receivables management.
